Individual Residential Alternative Insurance
Individual Residential Alternatives Insurance is an important part to AFC's Health & Human Services program. As one of the risks included, the program is tailored to meet the unique needs to professional Individual Residential Alternative services. This type of service provides assistance to people who are Developmentally Disabled, Mentally Retarded or Mentally Handicapped and desire to live on their own in a supervised apartment.
Eligible List of Classes:
Developmentally Disabled, Mentally Retarded/Mentally Handicapped Citizens, Elderly Care Services
Coverages Available:
Package, General & Professional Liability, Coverage Endorsement & Enhancements including Volunteers & Independent Contractors as Insureds, Optional Key Employee Replacement Endorsement, Optional Extended Coverage Endorsement with Blanket Additional Insured, Umbrella, Property, Auto (some restrictions may apply) and Abuse & Molestation
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| States Available | AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Program Administrator |
| Admitted | Most Available States |
| Carriers | Varies |
| Carrier Ratings | Our markets are "A" rated carriers written exclusively through independent agents and brokers |
| Commission | Available on request |
| Min Premium | Varies |
Coverages
Developmentally Disabled Insurance
Elderly Residential Care Insurance
Individual Residential Alternative Insurance
Mental Retardation Programs Insurance
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