Health and Human Services Insurance
AFC's Health & Human Services Insurance is a program tailored to meet the specific needs of professional health & human service providers, including For-Profit and Not-For-Profit organizations. This may include Social Services, Service Coordinators, Case Management, Adoption (if 25% or less of total operations) and many other eligible risks listed below!
Eligible List of Classes
Hospice, Home Health, Agencies for the Aging, Services for the Developmentally Disabled, Homeless Shelters, Alcohol & Drug Rehabilitation Services, Outreach and Youth Programs, Counseling, Home Medical Equipment Dealers, Adult Day Care Centers, Community Social Services, Domestic Violence Programs, Group Homes, Associations for Retarded Citizens (ARC), and Mental Health, Traumatic Brain Injury (TBI)
Ineligible Operations
Adoption Agency (if more than 25% of operations), Assisted Living (Senior Citizens, Elderly), Birthing Centers, Big Brothers/Big Sisters Program (if overnight activities), Community Redevelopment Agencies, Correctional Facilities, Family Planning Clinics (other than Pregnancy Counseling only Facilities), Foster Care Agencies, Psychiatric Hospitals, Housing Authority, Public Housing, Sex Offenders, Stand Alone Special Events/Fundraisers, Student Cooperative Housing, Violent Youth Lockdowns
Coverages Available
Package, General & Professional Liability, Coverage Endorsement & Enhancements including Volunteers & Independent Contractors as Insureds, Optional Key Employee Replacement Endorsement, Optional Extended Coverage Endorsement with Blanket Additional Insured, Umbrella, Property, Auto (some restrictions may apply) and Abuse & Molestation
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| States Available | AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Program Administrator |
| Admitted | Most Available States |
| Carriers | Varies |
| Carrier Ratings | Our markets are "A" rated carriers written exclusively through independent agents and brokers |
| Commission | Available on request |
| Min Premium | Varies |
Coverages
Health Services Insurance
Home Health Care Insurance
Outpatient Counseling/Social Services Program Insurance
Rehabilitation/Social Services Program Insurance
Social Services and Nonprofits Insurance
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